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Group Benefits

Healthcare Benefit Trust provides coverage to nearly 100,000 employees working for more than 500 employers in BC’s healthcare, social services and housing services sectors, including the province’s six health authorities.

Our responsibility is to ensure health benefits are delivered consistently to all member employers and their employees throughout BC and the Yukon.

 Benefit products Description
 Extended Health Covers prescription drug, medical equipment, vision care, paramedical visits
 Dental Covers the costs of covered dental expenses
 Long Term Disability (LTD) An income replacement plan following completion of the qualification period
 Group Life (GL) An amount paid to your beneficiary in the event of your death
 Accidental Death &
 Dismemberment (AD&D)
An amount paid to your beneficiary in the event of your accidental death. This is paid in addition to the Group Life benefit. The Dismemberment Benefit is paid to you in the event of loss, or, loss of use of a limb, sight, etc.
 Dependent Life (DL) An amount paid to you upon the death of your spouse or dependent children
 Weekly Indemnity A short term income replacement plan
 Optional Life Extra Life coverage for employee/spouse which can be purchased by the employee.
 Optional AD&D Extra AD&D coverage for employee/spouse which can be purchased by the employee.
 Critical Illness Provides financial support in the event of specific diagnosed illness.